Turn on the television, the radio. Scour the Internet. Google the term “financial crisis” and you are bound to hear frantic tales of the eminent Wall Street collapse. “We let the free market run a muck”, these stories will proclaim, “and we need the government to find a way to correct the problem.”

Both US presidential candidates, in fact, also seem to agree, as was evident in the First Presidential Debate. Both believe that more government intervention is needed to keep this untamed beast in check.

But alas, like a voice in the wilderness, you may stumble upon a few that disagree. These lone free thinkers will tell you that the collapse is not a market failure, so much as a failure of government intervention into the marketplace.